★ Government Action
CFPB drops enforcement case against TransUnion and John Danaher
Filed February 2025
★ The Brief
What happened
In February 2025, the CFPB dismissed its 2022 enforcement case against credit bureau TransUnion and executive John Danaher, which had alleged they violated a 2017 order barring deceptive marketing. Acting director Russell Vought directed the dismissal.
Who enabled it
Who benefits
Deal or steal?
The dismissal spared TransUnion accountability for allegedly breaking a 2017 order against deceptive marketing, a repeat-offender case. It was one of at least seven enforcement actions Trump's CFPB abandoned after Vought took over to wind the agency down.
On February 28, 2025, the CFPB under acting director Russell Vought dismissed its 2022 enforcement action against consumer credit bureau TransUnion and longtime company executive John Danaher. The original case alleged that TransUnion and Danaher violated a 2017 order against deceptive marketing practices. The dismissal was part of a broader wave of at least seven enforcement closures since President Trump removed former CFPB director Rohit Chopra in late January 2025. The cases collectively involved allegations that companies had cheated millions of consumers out of billions of dollars.
Actors
Who pushed it · 2Who initiated, paid, or pushed the action.
Russell VoughtAs CFPB acting director, directed the agency to drop the 2022 enforcement action against TransUnion and John Danaher.
Consumer Financial Protection BureauFiled the court dismissal of the enforcement action against TransUnion and Danaher at the direction of acting director Russell Vought.
Beneficiaries
Who gained · 2Who stood to gain.
- John Danaher
Longtime TransUnion executive named in the 2022 CFPB case; had all charges against him dropped along with the TransUnion action.
TransUnionHad its 2022 CFPB enforcement case — alleging violation of a 2017 order against deceptive marketing practices — dismissed.
Further reading
- ★ Government ActionFebruary 2025Trump's CFPB drops Capital One consumer-protection lawsuit
- ★ Government ActionFebruary 2025Trump's CFPB drops four more enforcement lawsuits in same-day sweep
- ★ Government ActionFebruary 2026Trump's EPA eliminates climate endangerment finding and emission rules
- ★ Government ActionJanuary 2026Trump's commodities regulator scraps its proposed ban on betting contracts
- ★ Government ActionJanuary 2026Trump's two top market regulators launch joint 'Project Crypto'
- ★ Government ActionAugust 2025Trump orders Labor Department to allow alternative assets in 401(k)s